State Farm Offers More Than Insurance

Most people know that State Farm offers insurance, but did you know that they also offer investment planning services?

These investment services include retirement, IRAs, mutual funds and college savings plans, according to Neligh State Farm agent Melissa Smith.

Smith said she is currently working to obtain her series 65 securities license which is required for her to act as an investment advisor representative.

“A big part of what we do is help younger people get started on retirement,” she said. “I think it’s important that everybody have access to help with that, and I think sometimes people feel overwhelmed by going to a firm. Everybody has to save for retirement, whether you make $1 million a year or $20,000 a year. You have to start saving something.”

Smith said her customers like the fact that she is “down-to-earth and local.”

“We make the process as easy as possible,” she said. “Even on the life insurance side of things, I think a lot of people have the fear that it’s complicated.”

Smith said they focus heavily on life insurance and “really try to help people understand and just get started.”

“State Farm has been awarded the J.D. Power award for customer satisfaction in life insurance providers for five years in a row now,” she said. “That’s kind of a big deal.”

State Farm offers all types of life insurance: term, whole life, universal life, individuals, businesses and business owners.

Smith joined State Farm on Jan. 1, 2014, and she recently celebrated her fifth year with the company.

Two years later, she moved the State Farm business to its current location at 306 L St., suite 201. Smith has two employees in her office.
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State Farm can be reached by calling 402-887-5156 and is open Monday through Friday from 9 a.m. to 5 p.m. or after hours by appointment.